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NEW QUESTION: 1
Sara Robinson and Marvin Gardner are considering an opportunity to start their own money management firm. Their conversation leads them to a discussion on establishing a portfolio management process and investment policy statements. Robinson makes the following statements:
Statement 1;
Our only real objective as portfolio managers is to maximize the returns to our clients.
Statement 2:
If we are managing only a fraction of a client's total wealth, it is the client's responsibility, not ours, to determine how their investments are allocated among asset classes.
Statement 3: When developing a client's strategic asset allocation, portfolio managers have to consider capital market expectations. In response, Gardner makes the following statements:
Statement 4: While return maximization is important for a given level of risk, we also need to consider the client's tolerance for risk.
Statement 5: We'll let our clients worry about the tax implications of their investments; our time is better spent on finding undervalued assets.
Statement 6: Since we expect our investor's objectives to be constantly changing, we will need to evaluate their investment policy statements on an annual basis at a minimum.
Robinson wants to focus on younger clientele with the expectation that the new firm will be able to retain the clients for a long time and create long-term profitable relationships. While Gardner felt it was important to develop long-term relationships, he wants to go after older, high-net-worth clients.
The least important portfolio constraints for individuals are:
A. unique needs.
B. investment horizon constraints.
C. legal and regulatory constraints.
Answer: C
Explanation:
Explanation/Reference:
Explanation:
The most important portfolio constraints faced by individual investors include liquidity, investment horizon, and unique needs. Legal and regulatory factors arc less important for individual investors than they are for institutional investors. (Study Session 18, LOS 68.c)

NEW QUESTION: 2
What is a benefit of a web application firewall?
A. It blocks known vulnerabilities without patching applications.
B. It simplifies troubleshooting.
C. It supports all networking protocols.
D. It accelerates web traffic.
Answer: A
Explanation:
Explanation/Reference:
Explanation:
Web application firewall blocks a cache of known vulnerabilities without patching applications Reference: http://searchsecurity.techtarget.com/feature/Introduction-to-Web-application-firewalls-in-the- enterprise

NEW QUESTION: 3
A new team member is added to a self-organizing team The new team member is reluctant to speak and take part in team discussions or decisions Which two actions should the team take to engage this new team member? (Choose two)
A. Revisit the team's discussion on team behaviors and norms
B. Report to the project manager about the new team member's behavior
C. Facilitate an open discussion on all ideas and perspectives
D. Coach the new team member to improve engagement with the team.
E. Force the new team member to participate in activities that are considered easy
Answer: A,D